ISOs and Acquiring Banks generate revenue and gain market share by selling differentiated contactless payment applications to merchants. ViVOtech delivers affordable, scalable and easy to use contactless payment systems that increases credit card acceptance at almost any merchant.

Contactless technology provides quick and secure credit or debit card transactions, ensuring security when compared to existing magnetic card technology offering customers faster and more convenient checkout. ISOs and Acquiring banks will be able to tap into the vastly unexplored quick service market by selling a payment solution equipped with the speed and convenience customers demand for checkout at fast food establishments, convenience stores and other quick service operations.

The ViVOpay technology enables contactless payments such as MasterCard PayPass™, Visa® payWave™, American Express® ExpressPay and Discover Zip™ with existing systems and without extensive hardware or software changes to existing devices – all at minimal investment and start up costs to retailers. Over 300,000 ViVOpay readers have been shipped all over the world to all kinds of merchants using contactless payment technologies.

ViVOpay is compatible with most POS systems (VeriFone, Ingenico, Hypercom, Lipman and integrated ECR such as NCR and IBM, to name a few) and is used by a wide variety of retailers. The technology provides a powerful contactless payment solution without requiring hardware replacement, major software upgrades, or extensive technical expertise.

ViVOtech Solutions: Contactless Credit and Debit

ViVOtech is the leading supplier of contactless payment readers for merchants all over the world. The best-selling ViVOpay line of contactless payment reader/writers is already being used at movie theaters, fast food restaurants (QSR), specialty retail stores, casual dining establishments, convenience stores, gas stations, drug stores, grocery stores, buses, taxicabs, kiosks and vending machines.

ViVOpay easily enables existing merchant POS and ECR locations to accept contactless payments with minimal disruption to existing services. and requires few changes. ViVOpay readers and writers also allow merchants to electronically accept coupons, promotions and tickets from their customers. ViVOpay readers come in several different packages and configurations to fulfill the specific needs of each merchant segment – Countertop, Integrated, Vending, Drive Thru, Pay-at-the-Table, OEM and more.

ViVOtech Solutions: Contactless Gift and Loyalty

Leveraging the existing contactless reader infrastructure, ViVOtech enables merchants to issue contactless gift and loyalty cards to improve activation and usage of prepaid and customer loyalty programs. The ViVOfob contactless cards and fobs allow prepaid and loyalty cards to not only perform quick and easy transactions, but also to take any shape or form the merchant chooses – from key fobs to wristbands to watchesallowing merchants to create innovative branded payment devices that give them the desired "Top of the Wallet" effect. This flexibility means merchants can design to their customer’s preferences to create the easiest and most practical card format tailored to their customer base.

In conjunction with contactless cards and fobs, ViVOtech also provides the ViVOplatform transaction processing software for advanced prepaid and loyalty functionality. ViVOplatform provides retailers with a complete scalable and flexible software platform for advanced promotional and loyalty applications. By increasing customer usage of loyalty and gift/prepaid cards, ViVOplatform enables retailers to gather valuable data about consumer behavior and other key purchasing data and use that information to target specific consumer groups with real-time personalized promotions such as cross-selling, loyalty awards, discounts, and instant rewards at any time during the buying cycle.