Welcome to the payment revolution! Today, armed with the next generation of secure payment technology, Merchants, Issuing & Acquiring Banks, Wireless Operators and Consumers all stand to benefit from the arrival of the 3rd Generation of Payments. These new payment systems have evolved from the exciting applications and services that are now possible with the combination of contactless, Near Field Communication (NFC), and biometric technologies, new generation of intelligent and powerful mobile phones, and real-time connectivity to consumers thru over the air (OTA) mobile carrier networks.

The advent of the 3rd generation of payment technologies are set to change the face of consumer payments as we know it today in the same way paper, in the first generation, and plastic in the second, changed payment in their time.

Today, millions of consumers all over the world are already using contactless credit and debit cards to make quick and easy payments by merely tapping their cards at hundreds of thousands of enabled point-of-sale locations. Very soon these consumers will be using their NFC mobile phones to make payments and redeem coupons at these same locations. Consumers will be able to easily download credit, debit, or gift card and data into their mobile phones by just pressing a few buttons. Card information will be securely downloaded over the air (OTA) and safely stored in their mobile phones using latest cryptographic, authentication, and wireless communication technologies.

ViVOtech is the leading technology provider of 3rd Generation Payment Systems.

ViVOtech has developed an End-to-End Contactless/NFC Payment and Promotion Solution that enables all stakeholders to benefit from far easier, more convenient, and enriched payments. ViVOtech’s end-to-end solution encompasses Near Field Communication (NFC) mobile payments, promotions, and over the air (OTA) provisioning infrastructure software, transaction management software, NFC smart posters, and contactless readers/writers. These innovative solutions allow millions of consumers to make contactless payments with radio frequency-enabled credit/debit cards, key fobs, and NFC mobile phones all over the globe.

Click on the links to learn more about our solutions: