Contactless cards and fobs generate additonal revenue and differentiation to credit, prepaid or loyalty card issuer products.

ViVOcard and ViVOfob use contactless technology to improve activation and usage of cards by simplifying the transaction process and giving cards the "Top of the Wallet" effect, making them the easiest and most practical card choice to use.

Banks and retailers will be able to differentiate their payment products by issuing contactless cards and fobs that can be used for most day-to-day quick purchases. The "wallet share" war is won by offering customers a fun and easy way to pay!

ViVOcard and ViVOfob allow credit, debit, prepaid and loyalty card products to be customized using innovative form factors such as cards, key fobs, mobile phone covers or any other 3D images. ViVOtech also provides the java-based ViVOwallet software that increases the flexibility and functionality of these contactless devices. expanded prepaid revenue; higher transaction amount per visit, fraud protection and faster and easier processing.

ViVOcard / ViVOfob innovative form-factors enable card issuers to offer differentiated products.

The ViVOfob and ViVOcard are compatible with most gift and loyalty card programs and point of sale (POS) systems already in place. It's easy and simple to install providing for a quick time-to-market solution that can start replacing even low value cash transactions with prepaid card transactions generating higher margins.

The ViVOcard and ViVOfob can be used with the ViVOplatform software solution which complements and strengthens existing loyalty/gift promotions capabilities.
Contactless gift/credit/loyalty cards together with the contactless promotional programs provide retailers with a complete solution to attract more customers, that will spend higher amounts per visit, and be loyal to the retailer:

  • Quick and secure payments: Consumers just tap the card or fob to make secure payments.
  • Unique and fun differentiator: Ability to support innovative form factors will win the "wallet share" war for the merchant.
  • Boost revenue: Contactless cards increase total revenue by increasing average ticket size and overall usage.
  • Replaces Cash Transactions: Contactless cards and fobs are faster and easier than cash.
  • All-in-one card: Consumers can have a single ViVOcard for all of the retailer's transactions: gift programs, loyalty schemes and retailer credit card.
  • No major changes: The ViVOfob / ViVOcard solution was crafted to adapt to the gift, loyalty and POS infrastructure already in place.

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