Field-tested ViVOnfc solution enables mobile phone operators, banks, and merchants to provide compelling mobile services to their customer base.

ViVOnfc OTA provisioning solution enables banks to provision payment cards into mobile phones and merchants to send targeted mobile marketing messages and promotions into Near Field Communication (NFC) mobile phones. Consumers are able to use their NFC mobile phones to make payments and redeem coupons directly at the point-of-sale at any merchant enabled with contactless payments.

Two server architecture maintains banks, operators, merchants and service providers in full control of their sensitive data

ViVOnfc’s unique and patent pending architecture enable issuers to maintain full control over their customer’s account data during the provisioning process using ViVOnfc Issuer Server. Operators and service providers on the other hand facilitate provisioning of issuer customer information securely using ViVOnfc Control Server. This architecture provides seamless scaling for thousands of issuers and hundreds of millions of mobile phones.

Secure and Scalable OTA Platform
Consisting of ViVOwallet, ViVOnfc Issuer Server and ViVOnfc Control Server, ViVOnfc offers a secure, comprehensive and flexible solution for OTA provisioning of payment and marketing applications to mobile phones.

ViVOwallet® The ViVOwallet is a versatile full featured wallet application with intuitive user interface which runs on mobile NFC devices. ViVOwallet® manages multiple softcards stored on the mobile device, such as credit, debit, prepaid and loyalty cards, coupons or tickets. ViVOwallet® ensures end-to-end protection of softcard data and payment applications, with its interface for OTA provisioning as well as its management of the mobile devices secure element. Developed by ViVOtech, the leader in contactless payment solutions, ensures that ViVOwallet® will work with all POS and terminals currently equipped with ViVOpay® contactless readers. ViVOwallet® supports a patent- pending methodology to allow for the provisioning of multiple MasterCard® PayPassTM softcards to a single NFC phone wallet, multiple Visa, Discover and Amex payment softcards are also supported.

ViVOnfc Control Server™ (VpCS) The VCS is a server that provides OTA administrative services for the secure element on a mobile payment device. As such, the VCS provides centralized secure management point for control of all softcard or application provisioning to a mobile device. The pre-personalization and provisioning of payment applets to the mobile device, as well as the device authentication and softcard provisioning are controlled and managed by the VCS. Security built on EMV and Global platform standards ensure secure management of the OTA process..

ViVOnfc Issuer Server™ (VpIS) The VIS is a server that provides softcard provisioning services for a mobile payment device. The VIS provides a secure local provisioning point for issuing of softcards. This allows the issuer to maintain full possession and control of their softcard data that they wish to issue to their customers mobile devices. Security built on EMV and Global platform standards ensure secure TA provisioning of data. The VIS provides for easy integration into issuers back office system by providing XML and RMI interfaces; it also supports most industry standard HSMs.

ViVOnfc provides Card Issuer, Telecom Operators and Service Providers a secure and scalable infrastructure to OTA provision mobile NFC devices with:

  • Credit and debit cards
  • Prepaid and gift cards
  • Loyalty cards
  • Marketing information & promotions
  • Coupons
  • Tickets

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For more information, please contact us.