The ViVOwallet is a versatile full featured wallet application with intuitive user interface which runs on mobile NFC devices. ViVOwallet® manages multiple softcards stored on the mobile device, such as credit, debit, prepaid and loyalty cards, coupons or tickets. ViVOwallet® ensures end-to-end protection of softcard data and payment applications, with its interface for over the air (OTA) provisioning as well as its management of the mobile devices secure element.

Developed by ViVOtech, the leader in contactless and mobile phone payment solutions, ensures that ViVOwallet will work with all POS and terminals currently equipped with ViVOpay contactless readers. ViVOwallet supports a patent-pending methodology to allow for the provisioning of multiple MasterCard® PayPass softcards to a single NFC phone wallet, multiple Visa, Discover and Amex payment softcards are also supported.

Operators deliver customers the ViVOwallet payments and promotions software package to enable mobile devices for day-to-day payment and retailer promotion activities. ViVOwallet gives customers secure access to their credit, debit, promotions, and gift/stored value cards in real time, for purchase at retailers.

Easy-to-Use ViVOwallet enables consumers to download over the air cards, coupons and promotions in quick steps and use them at contactless–enabled cash registers.

Customers simply wave their mobile phone at a cash register enabled with the ViVOpay reader and the pre-selected card is transferred via NFC or other contactless technology to the merchant for a contactless payment transaction. Contactless payments allow the ViVOwallet to operate everywhere, even in locations without mobile phone coverage, such as inside shopping malls and in rural areas. ViVOwallet enables customers to carry multiple cards effortlessly and gives them more savings opportunities by allowing them to participate in as many merchant loyalty programs as they want.

ViVOwallet:

  • Ensures that card information remains securely stored in a password-protected digital file in the consumer's preferred mobile device, ready for carrying out transactions anywhere.
  • Easy-to-Use application allows download of cards in a few easy steps.
  • Contactless payment technology (NFC, RFID) allows it to operate everywhere, even in locations without mobile phone service coverage, such as inside shopping malls and along small roads.
  • Carries as many cards as the consumer wants, making it easy for consumers to participate in merchant loyalty programs.
  • Field-tested in several trials around the world with leading banks and mobile phone operators.

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